/* =====================================================================
   JANSEN ACCOUNTANTS & AUDITORS — Design System v2.1 (refined, compact)
   Brand: navy #183C54 · gold #CC9030 · Inter throughout. WCAG 2.2 AA.
   ===================================================================== */
:root{
  --navy:#183C54; --navy-deep:#0E2A3B; --navy-700:#21506C; --navy-600:#2C6285;
  --gold:#CC9030; --gold-deep:#8F5E18; --gold-soft:#E3B765; --gold-pale:#F6ECD8;
  --cream:#F7F4EE; --cream-deep:#F1EBE0;
  --ink:#16242E; --ink-soft:#3A4A55; --muted:#566570; --faint:#64727C;
  --line:#E4E7EA; --line-soft:#EEF1F3; --white:#FFFFFF;
  --success:#1E7E5C; --danger:#B22D2D;
  --sans:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;
  --serif:'Georgia',serif;
  --sh-xs:0 1px 2px rgba(15,42,59,.06); --sh-sm:0 2px 8px rgba(15,42,59,.07);
  --sh-md:0 8px 24px rgba(15,42,59,.09); --sh-lg:0 18px 46px rgba(15,42,59,.14);
  --r-sm:7px; --r-md:11px; --r-lg:16px; --r-xl:22px; --r-pill:999px;
  --max:1140px; --gut:clamp(1rem,3.5vw,2rem);
  --t:.18s cubic-bezier(.2,.7,.2,1); --t-slow:.4s cubic-bezier(.2,.7,.2,1);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--sans);font-size:15px;line-height:1.6;color:var(--ink-soft);background:var(--white);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}
img{max-width:100%;display:block}
a{color:var(--navy);text-decoration:none;transition:color var(--t)}
::selection{background:var(--gold-pale);color:var(--navy-deep)}

h1,h2,h3,h4{font-family:var(--sans);color:var(--navy);font-weight:600;line-height:1.18;letter-spacing:-.02em}
h1{font-size:clamp(1.85rem,3.2vw,2.55rem);font-weight:700;letter-spacing:-.03em;line-height:1.1}
h2{font-size:clamp(1.35rem,2.3vw,1.85rem)}
h3{font-size:clamp(1.05rem,1.5vw,1.2rem)}
h4{font-size:.98rem;font-weight:600}
p{max-width:66ch}

.eyebrow{font-family:var(--sans);font-size:.72rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-deep);display:inline-flex;align-items:center;gap:.55rem;margin-bottom:.85rem}
.eyebrow::before{content:'';width:22px;height:2px;background:var(--gold);display:inline-block}
.eyebrow.center{justify-content:center}

.container{max-width:var(--max);margin:0 auto;padding-left:var(--gut);padding-right:var(--gut)}
.container-wide{max-width:1280px}
section{padding:clamp(2.6rem,5.5vw,4.6rem) 0}
.section-head{max-width:680px;margin:0 auto clamp(1.8rem,4vw,2.8rem)}
.section-head.center{text-align:center}
.section-head p{font-size:1rem;color:var(--muted);margin-top:.7rem}
.section-head.center p{margin-left:auto;margin-right:auto}
.lede{font-size:1.05rem;line-height:1.65;color:var(--ink-soft)}

.btn{display:inline-flex;align-items:center;gap:.5rem;padding:.72rem 1.35rem;font-family:var(--sans);font-weight:600;font-size:.9rem;border-radius:var(--r-pill);border:1.5px solid transparent;cursor:pointer;transition:all var(--t);white-space:nowrap;line-height:1}
.btn svg{width:16px;height:16px}
.btn-primary{background:var(--gold);color:var(--navy-deep)}
.btn-primary:hover{background:var(--navy);color:#fff;transform:translateY(-2px);box-shadow:var(--sh-md)}
.btn-dark{background:var(--navy);color:#fff}
.btn-dark:hover{background:var(--navy-deep);transform:translateY(-2px);box-shadow:var(--sh-md)}
.btn-ghost-light{background:transparent;border-color:rgba(255,255,255,.45);color:#fff}
.btn-ghost-light:hover{background:#fff;color:var(--navy);border-color:#fff}
.btn-outline{background:transparent;border-color:var(--line);color:var(--navy)}
.btn-outline:hover{border-color:var(--navy);background:var(--navy);color:#fff}
.btn-text{padding:.3rem 0;color:var(--navy);font-weight:600;font-size:.9rem}
.btn-text .arr{transition:transform var(--t);display:inline-block}
.btn-text:hover{color:var(--gold-deep)}.btn-text:hover .arr{transform:translateX(4px)}
:focus-visible{outline:3px solid var(--gold-soft);outline-offset:2px;border-radius:4px}

/* NAV */
.nav{position:fixed;inset:0 0 auto 0;z-index:1000;background:rgba(255,255,255,.88);backdrop-filter:saturate(160%) blur(12px);-webkit-backdrop-filter:saturate(160%) blur(12px);border-bottom:1px solid transparent;transition:border-color var(--t),box-shadow var(--t)}
.nav.scrolled{border-color:var(--line);box-shadow:var(--sh-xs)}
.nav-inner{display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:1.2rem;max-width:var(--max);margin:0 auto;padding:.6rem var(--gut)}
.nav-logo img{height:34px;width:auto}
.nav-links{display:flex;align-items:center;justify-content:center;gap:1.5rem}
.nav-links a:not(.btn){font-size:.88rem;font-weight:500;color:var(--ink-soft);position:relative;padding:.25rem 0}
.nav-links a:not(.btn)::after{content:'';position:absolute;left:0;right:0;bottom:-2px;height:2px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform var(--t)}
.nav-links a:not(.btn):hover{color:var(--navy)}
.nav-links a:not(.btn):hover::after,.nav-links a.active::after{transform:scaleX(1)}
.nav-links a.active{color:var(--navy);font-weight:600}
.nav-cta{padding:.5rem 1rem;font-size:.85rem}
.nav-right{display:flex;align-items:center;gap:.8rem;justify-self:end}
.nav-toggle{display:none;background:none;border:none;cursor:pointer;padding:.4rem;flex-direction:column;gap:5px}
.nav-toggle span{width:24px;height:2px;background:var(--navy);transition:all var(--t)}
@media(max-width:980px){
  .nav-links{position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;align-items:flex-start;gap:1rem;padding:1.3rem var(--gut);box-shadow:var(--sh-md);border-top:1px solid var(--line);transform:translateY(-10px);opacity:0;pointer-events:none;transition:all var(--t)}
  .nav-links.open{transform:none;opacity:1;pointer-events:auto}
  .nav-toggle{display:flex}
}

/* HERO */
.hero{position:relative;background:linear-gradient(155deg,var(--navy-deep) 0%,var(--navy) 58%,var(--navy-700) 100%);color:#fff;overflow:hidden;padding-top:clamp(5.5rem,9vw,7rem);padding-bottom:clamp(2.8rem,5vw,4rem)}
.hero::before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 82% 18%,rgba(204,144,48,.16),transparent 42%),radial-gradient(circle at 10% 90%,rgba(204,144,48,.07),transparent 45%);pointer-events:none}
.hero::after{content:'';position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.03) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.03) 1px,transparent 1px);background-size:56px 56px;opacity:.5;mask-image:radial-gradient(circle at 70% 40%,#000,transparent 75%);pointer-events:none}
.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.25fr .75fr;gap:clamp(1.8rem,4vw,3.6rem);align-items:center}
.hero h1{color:#fff;margin-bottom:1rem}
.hero h1 .accent{color:var(--gold-soft)}
.hero-sub{font-size:1.02rem;line-height:1.6;color:rgba(255,255,255,.85);max-width:40ch;margin-bottom:1.5rem}
.hero-ctas{display:flex;gap:.7rem;flex-wrap:wrap}
.hero-trust{margin-top:2rem;padding-top:1.3rem;border-top:1px solid rgba(255,255,255,.14);display:flex;gap:1.3rem;flex-wrap:wrap;align-items:center}
.hero-trust .lbl{font-size:.68rem;letter-spacing:.16em;text-transform:uppercase;color:rgba(255,255,255,.55);width:100%;margin-bottom:-.3rem}
.hero-trust .cred{font-size:.8rem;color:rgba(255,255,255,.8);display:flex;align-items:center;gap:.4rem}
.hero-trust .cred strong{color:var(--gold-soft);font-weight:700}
.hero-visual{position:relative}
.hero-logo{display:block;width:clamp(205px,26vw,290px);height:auto;margin-bottom:1.25rem}
.hero-slides{position:relative;width:100%;max-width:400px;margin-left:auto;aspect-ratio:4/3;border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--sh-lg);border:1px solid rgba(255,255,255,.14)}
.hero-slide{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:0;transition:opacity 1.1s ease-in-out}
.hero-slide.is-active{opacity:1}
.hero-dots{position:absolute;bottom:.7rem;left:50%;transform:translateX(-50%);display:flex;gap:.45rem;z-index:3}
.hero-dots .dot{width:7px;height:7px;border-radius:50%;background:rgba(255,255,255,.55);border:0;cursor:pointer;padding:0;transition:width .3s,background .3s}
.hero-dots .dot.is-active{background:var(--gold-soft);width:18px;border-radius:4px}
.hero-badge{position:absolute;bottom:-16px;right:-14px;background:#fff;color:var(--navy);border-radius:var(--r-md);padding:.8rem 1rem;box-shadow:var(--sh-lg);display:flex;align-items:center;gap:.7rem;max-width:210px}
.hero-badge .num{font-weight:700;font-size:1.7rem;color:var(--gold-deep);line-height:1}
.hero-badge .txt{font-size:.74rem;color:var(--muted);line-height:1.3}
@media(max-width:860px){.hero-grid{grid-template-columns:1fr}.hero-visual{display:none}}

/* CREDENTIAL STRIP */
.cred-strip{background:var(--cream);border-bottom:1px solid var(--line);padding-top:1.15rem;padding-bottom:1.35rem}
.cred-label{text-align:center;font-size:.66rem;letter-spacing:.17em;text-transform:uppercase;color:var(--faint);margin:0 0 .95rem}
.cred-marquee{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent);mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent)}
.cred-track{display:flex;width:max-content;animation:credscroll 40s linear infinite}
.cred-track:hover{animation-play-state:paused}
.cred-set{display:flex;align-items:stretch}
.cred-item{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:.12rem;background:#fff;border:1px solid var(--line);border-radius:12px;height:62px;min-width:150px;padding:0 24px;margin-right:1rem;box-shadow:0 1px 3px rgba(24,60,84,.06)}
.cred-logo{height:30px;width:auto;max-width:118px;object-fit:contain;display:block}
.cred-item .tx-mk{font-weight:700;color:var(--navy);font-size:1rem;letter-spacing:.01em;line-height:1.1}
.cred-item--tx .tx-sub{font-size:.6rem;letter-spacing:.07em;text-transform:uppercase;color:var(--faint);margin-top:.16rem}
@keyframes credscroll{to{transform:translateX(-50%)}}
@media(prefers-reduced-motion:reduce){.cred-track{animation:none;flex-wrap:wrap;justify-content:center;width:auto}.cred-marquee{-webkit-mask-image:none;mask-image:none}}
@media(max-width:860px){.cred-item{height:56px;min-width:132px;padding:0 18px}}

/* GRID */
.grid{display:grid;gap:1.2rem}
.cols-2{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}
.cols-3{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.cols-4{grid-template-columns:repeat(auto-fit,minmax(210px,1fr))}

.card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:1.5rem;transition:transform var(--t),box-shadow var(--t),border-color var(--t);position:relative}

/* Service card */
.svc{display:flex;flex-direction:column;overflow:hidden}
.svc::after{content:'';position:absolute;left:0;right:0;bottom:0;height:3px;background:linear-gradient(90deg,var(--gold),var(--gold-soft));transform:scaleX(0);transform-origin:left;transition:transform var(--t-slow)}
.svc:hover{transform:translateY(-4px);box-shadow:var(--sh-md);border-color:transparent}
.svc:hover::after{transform:scaleX(1)}
.svc-ic{width:46px;height:46px;border-radius:11px;background:linear-gradient(140deg,var(--navy),var(--navy-700));display:grid;place-items:center;margin-bottom:1rem}
.svc-ic svg{width:22px;height:22px;stroke:var(--gold-soft);fill:none;stroke-width:1.7}
.svc h3{margin-bottom:.4rem}
.svc .for{font-size:.76rem;color:var(--faint);margin-bottom:.75rem;padding-bottom:.75rem;border-bottom:1px solid var(--line-soft)}
.svc .for b{color:var(--navy);font-weight:600}
.svc p{font-size:.9rem;color:var(--muted);margin-bottom:1rem;flex-grow:1}

/* Pillars */
.pillar{padding:1.5rem 1.4rem;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);transition:all var(--t);position:relative;overflow:hidden}
.pillar::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform var(--t-slow)}
.pillar:hover{transform:translateY(-3px);box-shadow:var(--sh-sm);border-color:transparent}
.pillar:hover::before{transform:scaleX(1)}
.pillar .pn{font-weight:700;font-size:1.15rem;color:var(--gold-deep);display:flex;align-items:center;gap:.5rem;margin-bottom:.6rem}
.pillar .pn svg{width:21px;height:21px;stroke:var(--navy);fill:none;stroke-width:1.7}
.pillar p{font-size:.9rem;color:var(--muted)}

/* Stat band */
.statband{background:var(--navy);color:#fff;position:relative;overflow:hidden}
.statband::before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 15% 20%,rgba(204,144,48,.14),transparent 40%),radial-gradient(circle at 85% 90%,rgba(204,144,48,.08),transparent 45%)}
.statband .container{position:relative;z-index:1}
.stat-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:1.6rem;text-align:center}
.stat .n{font-weight:700;font-size:clamp(2rem,4vw,2.8rem);color:var(--gold-soft);line-height:1;letter-spacing:-.02em}
.stat .l{font-size:.86rem;color:rgba(255,255,255,.8);margin-top:.4rem}
.statband h2{color:#fff}

/* Approach */
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:1.2rem}
.step{padding:1.5rem 1.3rem 1.3rem;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);position:relative}
.step .sn{position:absolute;top:-15px;left:1.3rem;width:32px;height:32px;border-radius:50%;background:var(--gold);color:var(--navy-deep);display:grid;place-items:center;font-weight:700;font-size:.9rem}
.step h4{margin:.5rem 0 .4rem}
.step p{font-size:.88rem;color:var(--muted)}

/* Industries */
.chips{display:flex;flex-wrap:wrap;gap:.6rem;justify-content:center;max-width:880px;margin:0 auto}
.chip{padding:.55rem 1.05rem;background:#fff;border:1px solid var(--line);border-radius:var(--r-pill);font-size:.86rem;color:var(--navy);font-weight:500;transition:all var(--t)}
.chip:hover{background:var(--navy);color:#fff;border-color:var(--navy);transform:translateY(-2px)}

/* Engagement finder */
.finder{background:linear-gradient(150deg,var(--cream),var(--cream-deep));border:1px solid var(--line);border-radius:var(--r-xl);padding:clamp(1.4rem,3.5vw,2.4rem)}
.finder-grid{display:grid;grid-template-columns:1fr 1fr;gap:2rem;align-items:start}
.finder .field{margin-bottom:1rem}
.finder label{display:block;font-size:.84rem;font-weight:600;color:var(--navy);margin-bottom:.4rem}
.finder input,.finder select{width:100%;padding:.7rem .9rem;border:1.5px solid var(--line);border-radius:var(--r-sm);font:inherit;font-size:.92rem;color:var(--ink);background:#fff;transition:all var(--t)}
.finder input:focus,.finder select:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(204,144,48,.16)}
.finder .hint{font-size:.76rem;color:var(--faint);margin-top:.3rem}
.finder-result{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:1.4rem;min-height:100%;display:flex;flex-direction:column;justify-content:center}
.finder-result .badge{display:inline-flex;align-items:center;gap:.5rem;align-self:flex-start;background:var(--navy);color:#fff;padding:.35rem .9rem;border-radius:var(--r-pill);font-size:.78rem;font-weight:600;margin-bottom:.9rem}
.finder-result h3{margin-bottom:.5rem}
.finder-result p{font-size:.9rem;color:var(--muted);margin-bottom:.9rem}
.finder-result .why{font-size:.78rem;color:var(--faint);border-top:1px solid var(--line-soft);padding-top:.8rem}
@media(max-width:720px){.finder-grid{grid-template-columns:1fr}}

/* Team */
.team-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;transition:all var(--t)}
.team-card:hover{transform:translateY(-3px);box-shadow:var(--sh-sm)}
.team-photo{aspect-ratio:4/5;background:linear-gradient(140deg,var(--navy),var(--navy-700));display:grid;place-items:center;color:rgba(255,255,255,.22);font-weight:700;font-size:2.4rem;position:relative}
.team-photo .tag{position:absolute;bottom:.6rem;font-size:.56rem;letter-spacing:.15em;text-transform:uppercase;color:rgba(255,255,255,.45)}
.team-body{padding:1.1rem 1.2rem 1.3rem}
.team-body h4{color:var(--navy);margin-bottom:.1rem}
.team-role{font-size:.78rem;color:var(--gold-deep);font-weight:600;margin-bottom:.5rem}
.team-body p{font-size:.83rem;color:var(--muted)}
.team-cred{margin-top:.6rem;padding-top:.6rem;border-top:1px solid var(--line-soft);font-size:.74rem;color:var(--faint)}

/* Testimonials */
.tcard{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:1.6rem;position:relative}
.tcard .q{font-family:var(--serif);font-size:2.8rem;color:var(--gold);line-height:.6;opacity:.4}
.tcard blockquote{font-size:.95rem;line-height:1.65;color:var(--ink);margin:.5rem 0 1rem}
.tcard .who{font-weight:600;color:var(--navy);font-size:.88rem}
.tcard .role{font-size:.78rem;color:var(--faint)}

/* Insights / news cards */
.insight{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;display:flex;flex-direction:column;transition:all var(--t)}
.insight:hover{transform:translateY(-3px);box-shadow:var(--sh-md);border-color:transparent}
.insight .meta{padding:1.1rem 1.2rem .3rem;display:flex;align-items:center;gap:.5rem;flex-wrap:wrap}
.tag{display:inline-block;padding:.2rem .6rem;background:var(--gold-pale);color:var(--gold-deep);border-radius:5px;font-size:.66rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase}
.tag.src{background:var(--navy);color:#fff}
.insight .date{font-size:.74rem;color:var(--faint)}
.insight h3{font-size:1.05rem;padding:.3rem 1.2rem .6rem;line-height:1.3}
.insight h3 a{color:var(--navy)}.insight h3 a:hover{color:var(--gold-deep)}
.insight p{font-size:.86rem;color:var(--muted);padding:0 1.2rem 1.1rem;flex-grow:1}
.insight .foot{padding:.8rem 1.2rem;border-top:1px solid var(--line-soft);background:var(--cream);font-size:.84rem;font-weight:600}

/* CTA */
.cta-box{background:linear-gradient(140deg,var(--navy) 0%,var(--navy-700) 100%);color:#fff;border-radius:var(--r-xl);padding:clamp(2rem,5vw,3.6rem);text-align:center;position:relative;overflow:hidden}
.cta-box::before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 22% 25%,rgba(204,144,48,.2),transparent 42%),radial-gradient(circle at 80% 80%,rgba(204,144,48,.12),transparent 45%)}
.cta-box>*{position:relative;z-index:1}
.cta-box h2{color:#fff;margin-bottom:.7rem}
.cta-box p{color:rgba(255,255,255,.85);max-width:52ch;margin:0 auto 1.5rem;font-size:1rem}
.cta-box .btns{display:flex;gap:.7rem;justify-content:center;flex-wrap:wrap}

/* PAGE HERO */
.phero{background:linear-gradient(150deg,rgba(16,40,58,.94),rgba(16,40,58,.84) 55%,rgba(20,52,74,.72)),url('../img/office-2.webp') center/cover no-repeat;color:#fff;padding:clamp(5rem,9vw,7rem) 0 clamp(2.2rem,4.6vw,3.2rem);position:relative;overflow:hidden}
.phero::before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 78% 25%,rgba(204,144,48,.15),transparent 45%)}
.phero .container{position:relative;z-index:1}
.phero h1{color:#fff;margin-bottom:.6rem}
.phero p{color:rgba(255,255,255,.85);font-size:1.02rem;max-width:60ch}
.crumb{font-size:.78rem;color:rgba(255,255,255,.6);margin-bottom:1rem}
.crumb a{color:rgba(255,255,255,.8)}.crumb a:hover{color:var(--gold-soft)}

/* Service detail blocks */
.svc-block{padding:clamp(2.4rem,5vw,3.6rem) 0;border-bottom:1px solid var(--line)}
.svc-block:nth-child(even){background:var(--cream)}
.svc-inner{display:grid;grid-template-columns:280px 1fr;gap:clamp(1.4rem,3.5vw,2.8rem);align-items:start}
.svc-aside{position:sticky;top:80px}
.svc-aside .ic{width:50px;height:50px;border-radius:12px;background:linear-gradient(140deg,var(--navy),var(--navy-700));display:grid;place-items:center;margin-bottom:.9rem}
.svc-aside .ic svg{width:24px;height:24px;stroke:var(--gold-soft);fill:none;stroke-width:1.7}
.svc-aside .meta{margin-top:.9rem;font-size:.8rem;color:var(--muted);line-height:1.65}
.svc-aside .meta b{display:block;font-size:.64rem;letter-spacing:.1em;text-transform:uppercase;color:var(--navy);margin-top:.6rem}
.svc-tagline{color:var(--gold-deep);font-weight:600;font-size:1.08rem;margin-bottom:1rem}
.duo{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem;margin:1.2rem 0}
.mini{background:#fff;border:1px solid var(--line);border-radius:var(--r-md);padding:1.1rem 1.2rem}
.mini h4{margin-bottom:.5rem;font-size:.95rem}
.mini ul{list-style:none}
.mini li{position:relative;padding-left:1.3rem;margin-bottom:.4rem;font-size:.86rem;color:var(--ink-soft)}
.mini li::before{content:'';position:absolute;left:0;top:.5em;width:6px;height:6px;border-radius:2px;background:var(--gold);transform:rotate(45deg)}
.note{margin-top:1.2rem;padding:1rem 1.2rem;background:var(--gold-pale);border-left:3px solid var(--gold);border-radius:var(--r-sm);font-size:.86rem;color:var(--ink-soft)}
.note b{color:var(--navy)}
@media(max-width:780px){.svc-inner{grid-template-columns:1fr}.svc-aside{position:static}.duo{grid-template-columns:1fr}}

/* Contact */
.contact-grid{display:grid;grid-template-columns:1fr 1.15fr;gap:clamp(1.4rem,3.5vw,2.6rem);align-items:start}
.info-card{background:var(--cream);border:1px solid var(--line);border-radius:var(--r-lg);padding:1.3rem;margin-bottom:1rem;display:flex;gap:.9rem;align-items:flex-start}
.info-card .ic{width:40px;height:40px;border-radius:10px;background:var(--navy);display:grid;place-items:center;flex-shrink:0}
.info-card .ic svg{width:20px;height:20px;stroke:var(--gold-soft);fill:none;stroke-width:1.7}
.info-card h4{margin-bottom:.15rem;font-size:.95rem}
.info-card p,.info-card a{font-size:.88rem;color:var(--muted)}
.form{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(1.3rem,3vw,2rem);box-shadow:var(--sh-sm)}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:.9rem}
.form label{display:block;font-size:.84rem;font-weight:600;color:var(--navy);margin-bottom:.35rem}
.form .req{color:var(--gold-deep)}
.form input,.form select,.form textarea{width:100%;padding:.7rem .9rem;border:1.5px solid var(--line);border-radius:var(--r-sm);font:inherit;font-size:.92rem;margin-bottom:1rem;color:var(--ink);background:#fff;transition:all var(--t)}
.form input:focus,.form select:focus,.form textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(204,144,48,.16)}
.form textarea{min-height:120px;resize:vertical}
.checkrow{display:flex;gap:.6rem;align-items:flex-start;margin-bottom:1rem}
.checkrow input{width:auto;margin:.2rem 0 0}
.checkrow label{font-weight:400;font-size:.82rem;color:var(--muted)}
.map{border-radius:var(--r-lg);overflow:hidden;border:1px solid var(--line);margin-top:1.2rem}
.map iframe{width:100%;height:280px;border:0;display:block}
@media(max-width:780px){.contact-grid{grid-template-columns:1fr}.form .row{grid-template-columns:1fr}}

/* Article */
.article{max-width:720px;margin:0 auto}
.article .ameta{display:flex;gap:.9rem;align-items:center;flex-wrap:wrap;font-size:.82rem;color:var(--faint);margin-bottom:1.4rem}
.article p{font-size:1.02rem;line-height:1.8;margin-bottom:1.2rem;color:var(--ink-soft);max-width:none}
.article h2{margin:2rem 0 .9rem}.article h3{margin:1.6rem 0 .7rem}
.article ul,.article ol{margin:0 0 1.2rem 1.3rem}.article li{margin-bottom:.45rem}
.article blockquote{border-left:3px solid var(--gold);background:var(--cream);padding:.9rem 1.2rem;border-radius:var(--r-sm);font-style:italic;color:var(--ink);margin:1.4rem 0}

/* ===== CALCULATORS ===== */
.calc-tabs{display:flex;flex-wrap:wrap;gap:.5rem;justify-content:center;margin-bottom:2rem}
.calc-tab{padding:.55rem 1.1rem;border:1px solid var(--line);background:#fff;border-radius:var(--r-pill);font:inherit;font-size:.86rem;font-weight:600;color:var(--navy);cursor:pointer;transition:all var(--t)}
.calc-tab:hover{border-color:var(--gold)}
.calc-tab.active{background:var(--navy);color:#fff;border-color:var(--navy)}
.calc-panel{display:none}
.calc-panel.active{display:block}
.calc{background:#fff;border:1px solid var(--line);border-radius:var(--r-xl);padding:clamp(1.4rem,3.5vw,2.2rem);max-width:780px;margin:0 auto;box-shadow:var(--sh-sm)}
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.6rem;align-items:start}
.calc .field{margin-bottom:1rem}
.calc label{display:block;font-size:.84rem;font-weight:600;color:var(--navy);margin-bottom:.35rem}
.calc input,.calc select{width:100%;padding:.7rem .9rem;border:1.5px solid var(--line);border-radius:var(--r-sm);font:inherit;font-size:.95rem;color:var(--ink);background:#fff}
.calc input:focus,.calc select:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(204,144,48,.16)}
.calc .hint{font-size:.76rem;color:var(--faint);margin-top:.3rem}
.calc-out{background:var(--cream);border:1px solid var(--line);border-radius:var(--r-lg);padding:1.4rem}
.calc-out .big{font-size:1.9rem;font-weight:700;color:var(--navy);letter-spacing:-.02em;line-height:1}
.calc-out .big-l{font-size:.78rem;text-transform:uppercase;letter-spacing:.1em;color:var(--faint);margin-bottom:.3rem}
.calc-row{display:flex;justify-content:space-between;gap:1rem;padding:.5rem 0;border-bottom:1px dashed var(--line);font-size:.9rem}
.calc-row:last-child{border-bottom:none}
.calc-row .v{font-weight:600;color:var(--navy)}
.calc-disc{font-size:.76rem;color:var(--faint);margin-top:1.2rem;text-align:center}
@media(max-width:680px){.calc-grid{grid-template-columns:1fr}}

/* ===== RESOURCES ===== */
.res-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:1.2rem}
.res{display:flex;gap:1rem;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:1.3rem;transition:all var(--t)}
.res:hover{transform:translateY(-3px);box-shadow:var(--sh-sm);border-color:transparent}
.res .ic{width:44px;height:44px;border-radius:10px;background:var(--gold-pale);display:grid;place-items:center;flex-shrink:0}
.res .ic svg{width:22px;height:22px;stroke:var(--gold-deep);fill:none;stroke-width:1.7}
.res h4{margin-bottom:.2rem;font-size:.95rem}
.res p{font-size:.85rem;color:var(--muted);line-height:1.5;margin:.15rem 0 .55rem}
.res .dl{font-size:.82rem;font-weight:600;color:var(--gold-deep);display:inline-flex;align-items:center;gap:.25rem}
.res:hover .dl{color:var(--navy)}
.res-group{margin-top:2rem}
.res-group:first-of-type{margin-top:0}
.res-group h2{font-size:1.15rem;color:var(--navy);margin-bottom:1rem;padding-bottom:.5rem;border-bottom:2px solid var(--gold);display:inline-block}
/* Calculator intro note + grouped layout */
.calc-intro{font-size:.88rem;line-height:1.55;color:var(--muted);margin:0 0 1.1rem;padding-bottom:.9rem;border-bottom:1px solid var(--line-soft);max-width:none}
.calc-intro b{color:var(--navy);font-weight:600}
.calc-group{margin-top:1.4rem}
.calc-group + .section-head{margin-top:1rem}

/* ============ v3: full-bleed hero + service image cards ============ */
.hero{display:flex;align-items:center;min-height:clamp(540px,74vh,680px);padding-top:clamp(6rem,9vw,7.5rem);padding-bottom:clamp(3.2rem,6vw,4.6rem)}
.hero::before,.hero::after{display:none}
.hero-bg{position:absolute;inset:0;z-index:0}
.hero-bg .hero-slide{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:0;transition:opacity 1.2s ease-in-out}
.hero-bg .hero-slide.is-active{opacity:1}
.hero-overlay{position:absolute;inset:0;z-index:1;background:linear-gradient(115deg,rgba(16,40,58,.93) 0%,rgba(16,40,58,.80) 46%,rgba(16,40,58,.58) 100%)}
.hero-inner{position:relative;z-index:3;max-width:660px;margin:0 auto 0 0}
.hero .hero-dots{position:absolute;z-index:3;bottom:1.1rem;left:50%;transform:translateX(-50%);display:flex;gap:.45rem}
@media(max-width:860px){.hero-inner{max-width:100%}.hero-overlay{background:linear-gradient(120deg,rgba(16,40,58,.95),rgba(16,40,58,.82))}}

.svc{padding:0}
.svc-img{position:relative;aspect-ratio:16/9;background:linear-gradient(140deg,var(--navy),var(--navy-700));overflow:hidden}
.svc-img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;display:block}
.svc .svc-ic{position:absolute;left:1.1rem;bottom:-23px;margin:0;z-index:2;box-shadow:var(--sh-md)}
.svc-body{padding:1.55rem;padding-top:1.95rem;display:flex;flex-direction:column;flex-grow:1}
.svc-body h3{margin-bottom:.4rem}

/* ============ v4: hero polish (centred, lighter, contained) ============ */
.hero{min-height:clamp(420px,56vh,540px);text-align:center}
.hero-overlay{background:linear-gradient(rgba(16,40,58,.66),rgba(16,40,58,.72))}
.hero-inner{max-width:780px;margin:0 auto;display:flex;flex-direction:column;align-items:center}
.hero-logo{margin:0 auto 1.25rem;width:clamp(215px,27vw,300px)}
.hero .eyebrow{justify-content:center}
.hero h1{font-size:clamp(2.35rem,3.9vw,3.05rem);margin-bottom:1rem}
.hero-sub{max-width:56ch;margin:0 auto 1.6rem}
.hero-ctas{justify-content:center}
.hero-trust{justify-content:center}

/* v5: larger hero logo */
.hero-logo{width:clamp(245px,31vw,340px)}

/* v6: bigger logo, shorter hero */
.hero-logo{width:clamp(275px,35vw,390px)}
.hero{min-height:clamp(360px,46vh,460px);padding-top:clamp(5.5rem,8vw,6.5rem);padding-bottom:clamp(2.4rem,4.5vw,3.4rem)}

/* v7: more compact hero */
.hero{min-height:clamp(300px,40vh,420px);padding-top:clamp(4.8rem,7vw,5.8rem);padding-bottom:clamp(1.8rem,3.2vw,2.6rem)}
.hero-logo{width:clamp(250px,31vw,350px);margin-bottom:.9rem}
.hero-sub{margin-bottom:1.15rem}
.hero h1{margin-bottom:.85rem}

/* v8: tighter hero */
.hero{min-height:clamp(260px,33vh,360px);padding-top:clamp(4.6rem,6vw,5.4rem);padding-bottom:clamp(1.5rem,2.6vw,2.2rem)}
.hero-logo{width:clamp(235px,28vw,320px);margin-bottom:.75rem}
.hero-sub{margin-bottom:1rem}

/* ============ Newsletter / live insights cards ============ */
.nl-grid{display:grid;gap:1.2rem;grid-template-columns:repeat(auto-fit,minmax(265px,1fr))}
.nl-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;display:flex;flex-direction:column;transition:transform var(--t),box-shadow var(--t),border-color var(--t)}
.nl-card:hover{transform:translateY(-3px);box-shadow:var(--sh-md);border-color:transparent}
.nl-thumb{position:relative;aspect-ratio:16/9;overflow:hidden;display:flex;align-items:flex-end;padding:.85rem;background:linear-gradient(140deg,var(--navy),var(--navy-700))}
.nl-thumb.teal{background:linear-gradient(140deg,#1F5E54,#143f39)}
.nl-thumb.plum{background:linear-gradient(140deg,#5E4A7A,#3c3050)}
.nl-thumb.steel{background:linear-gradient(140deg,#2c4a5e,#1a2f3c)}
.nl-thumb .cat{position:relative;z-index:2;font-size:.6rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--navy);background:var(--gold-soft);padding:.26rem .62rem;border-radius:5px}
.nl-thumb .mk{position:absolute;top:.7rem;left:.85rem;z-index:2;font-weight:800;font-size:.72rem;letter-spacing:.18em;color:rgba(255,255,255,.92)}
.nl-thumb .ico{position:absolute;right:-10px;bottom:-12px;z-index:1;width:96px;height:96px;opacity:.18}
.nl-thumb .ico svg{width:100%;height:100%;stroke:#fff;fill:none;stroke-width:1.2}
.nl-body{padding:1.05rem 1.15rem 1.2rem;display:flex;flex-direction:column;flex-grow:1}
.nl-body .date{font-size:.72rem;color:var(--faint);margin-bottom:.35rem}
.nl-body h4{font-size:1rem;line-height:1.32;margin-bottom:.45rem}
.nl-body h4 a{color:var(--navy)}.nl-body h4 a:hover{color:var(--gold-deep)}
.nl-body p{font-size:.84rem;color:var(--muted);flex-grow:1;margin-bottom:.85rem}
.nl-sub{display:flex;gap:.7rem;flex-wrap:wrap;align-items:center;justify-content:center;margin-top:1.6rem}

/* ============ Landing: why + latest-insights aside ============ */
.home-split{display:grid;grid-template-columns:1fr 330px;gap:clamp(1.6rem,4vw,3rem);align-items:start}
.why-2{grid-template-columns:1fr 1fr}
.nl-aside{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:1.3rem 1.35rem;box-shadow:var(--sh-sm)}
.nl-aside h3{font-size:1.02rem;margin-bottom:.4rem}
.nl-aside h3::after{content:'';display:block;width:34px;height:2px;background:var(--gold);margin-top:.55rem}
.nl-mini{display:flex;gap:.75rem;align-items:center;padding:.7rem 0;border-bottom:1px solid var(--line-soft);text-decoration:none}
.nl-mini:first-of-type{padding-top:.9rem}
.nl-mini:last-of-type{border-bottom:0}
.nl-mini-thumb{flex-shrink:0;width:48px;height:48px;border-radius:10px;display:grid;place-items:center;background:linear-gradient(140deg,var(--navy),var(--navy-700))}
.nl-mini-thumb.teal{background:linear-gradient(140deg,#1F5E54,#143f39)}
.nl-mini-thumb.plum{background:linear-gradient(140deg,#5E4A7A,#3c3050)}
.nl-mini-thumb.steel{background:linear-gradient(140deg,#2c4a5e,#1a2f3c)}
.nl-mini-thumb svg{width:22px;height:22px;stroke:var(--gold-soft);fill:none;stroke-width:1.4}
.nl-mini-tx .d{display:block;font-size:.66rem;letter-spacing:.04em;text-transform:uppercase;color:var(--faint);margin-bottom:.12rem}
.nl-mini-tx .t{display:block;font-size:.86rem;font-weight:600;color:var(--navy);line-height:1.3}
.nl-mini:hover .t{color:var(--gold-deep)}
.nl-aside .all{display:inline-block;margin-top:1rem;font-weight:600;font-size:.82rem}
@media(max-width:900px){.home-split{grid-template-columns:1fr}.nl-aside{max-width:520px}}
@media(max-width:520px){.why-2{grid-template-columns:1fr}}

/* ============ v9: shorter hero + 3-column home band ============ */
.hero{min-height:clamp(200px,27vh,300px);padding-top:clamp(4.4rem,5.5vw,5.1rem);padding-bottom:clamp(1.4rem,2.4vw,2rem)}
.hero-sub{margin-bottom:1rem}

.trio{display:grid;grid-template-columns:1fr 1.55fr 1fr;gap:1.35rem;align-items:stretch}
.trio .nl-aside,.trio .why-card{height:100%}
.why-card{background:var(--navy);color:#fff;border-radius:var(--r-lg);padding:1.5rem 1.6rem;box-shadow:var(--sh-md)}
.why-card .eyebrow{color:var(--gold-soft)}
.why-card h2{color:#fff;font-size:1.3rem;margin-bottom:.6rem}
.why-card>p{color:rgba(255,255,255,.85);font-size:.9rem;line-height:1.55;margin-bottom:1rem}
.why-list{list-style:none;margin:0 0 1.2rem;padding:0;display:grid;gap:.7rem}
.why-list li{position:relative;padding-left:1.5rem;font-size:.86rem;color:rgba(255,255,255,.82);line-height:1.45}
.why-list li b{color:#fff;font-weight:600}
.why-list li::before{content:'';position:absolute;left:0;top:.42em;width:8px;height:8px;border-radius:2px;background:var(--gold)}
.nl-mini-tx .t{display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}
@media(max-width:960px){.trio{grid-template-columns:1fr}.why-card{order:-1}}

/* ============ Footer (compact) ============ */
.footer{background:var(--navy-deep);color:rgba(255,255,255,.8);padding:2.4rem 0 1.3rem;font-size:.86rem}
.footer-grid{display:grid;grid-template-columns:1.7fr 1fr 1fr 1fr;gap:clamp(1.3rem,3vw,2.4rem);padding-bottom:1.6rem;border-bottom:1px solid rgba(255,255,255,.12)}
.foot-name{font-weight:800;letter-spacing:.05em;color:#fff;font-size:1.15rem;margin:0 0 .2rem}
.foot-name span{display:block;font-weight:500;color:rgba(255,255,255,.65);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;margin-top:.15rem}
.footer .tagline{color:rgba(255,255,255,.7);font-size:.82rem;line-height:1.5;margin:.55rem 0 .7rem;max-width:34ch}
.footer .addr{color:rgba(255,255,255,.58);font-size:.78rem;line-height:1.6;margin:0}
.footer-col h5{color:#fff;font-size:.7rem;letter-spacing:.13em;text-transform:uppercase;margin-bottom:.65rem}
.footer-col ul{list-style:none;margin:0;padding:0;display:grid;gap:.38rem}
.footer-col a{color:rgba(255,255,255,.72);font-size:.82rem;text-decoration:none}
.footer-col a:hover{color:var(--gold-soft)}
.footer-bottom{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;align-items:center;padding-top:1rem;font-size:.74rem;color:rgba(255,255,255,.55)}
.footer-bottom a{color:rgba(255,255,255,.7);text-decoration:none}
.footer-bottom a:hover{color:var(--gold-soft)}
@media(max-width:780px){.footer-grid{grid-template-columns:1fr 1fr}.footer .tagline{max-width:none}}
@media(max-width:480px){.footer-grid{grid-template-columns:1fr}}

/* ============ About: single partner profile ============ */
.partner-card{display:grid;grid-template-columns:300px 1fr;gap:0;max-width:900px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--sh-sm)}
.partner-photo img{width:100%;height:100%;object-fit:cover;object-position:center top;display:block;min-height:320px}
.partner-body{padding:1.8rem 2rem}
.partner-body h3{font-size:1.45rem;margin-bottom:.2rem}
.partner-role{color:var(--gold-deep);font-weight:600;font-size:.9rem;margin-bottom:1rem}
.partner-body p{color:var(--muted);font-size:.92rem;line-height:1.62;margin-bottom:1rem}
.partner-cred{font-size:.74rem;letter-spacing:.06em;text-transform:uppercase;color:var(--faint);padding-top:.9rem;border-top:1px solid var(--line-soft);margin-bottom:1.2rem}
@media(max-width:680px){.partner-card{grid-template-columns:1fr}.partner-photo img{min-height:0;aspect-ratio:1/1}}

/* compact partner card (override) */
.partner-card{display:flex;grid-template-columns:none;gap:1.6rem;align-items:center;max-width:680px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:1.5rem 1.8rem;box-shadow:var(--sh-sm)}
.partner-photo{flex-shrink:0}
.partner-photo img{width:124px;height:124px;min-height:0;border-radius:50%;object-fit:cover;object-position:center top}
.partner-body{padding:0}
.partner-body h3{font-size:1.25rem}
.partner-body p{font-size:.9rem;margin-bottom:.7rem}
@media(max-width:560px){.partner-card{flex-direction:column;text-align:center;gap:1rem}}

/* ===== Services page: quick-jump + section images (v10) ===== */
.svc-jump{background:#fff;border-bottom:1px solid var(--line)}
.svc-jump .container{display:flex;flex-wrap:wrap;gap:.5rem;justify-content:center;padding:1.1rem 0}
.svc-jump a{font-size:.78rem;font-weight:600;color:var(--navy);background:var(--gold-pale);border:1px solid var(--line);border-radius:var(--r-pill);padding:.42rem .9rem;text-decoration:none;transition:.18s}
.svc-jump a:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
.svc-block{scroll-margin-top:84px}
.svc-aside-img{border-radius:var(--r-md);overflow:hidden;margin-bottom:1.1rem;aspect-ratio:16/10;box-shadow:var(--sh-sm)}
.svc-aside-img img{width:100%;height:100%;object-fit:cover;display:block}
.svc-block .note a{color:var(--gold-deep);font-weight:600}

/* ===== SARS Disputes page (v11) ===== */
.ic-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1rem}
.ic-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-md);padding:1.3rem;transition:.18s}
.ic-card:hover{box-shadow:var(--sh-sm);transform:translateY(-2px);border-color:transparent}
.ic-card .ic{width:40px;height:40px;border-radius:10px;background:linear-gradient(140deg,var(--navy),var(--navy-700));display:grid;place-items:center;margin-bottom:.8rem}
.ic-card .ic svg{width:20px;height:20px;stroke:var(--gold-soft);fill:none;stroke-width:1.7}
.ic-card h4{font-size:.98rem;margin-bottom:.3rem}
.ic-card p{font-size:.84rem;color:var(--muted);line-height:1.5}

.sflow{max-width:660px;margin:0 auto}
.sf-node{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r-md);padding:1rem 1.2rem;margin:0 0 1.7rem;box-shadow:var(--sh-xs)}
.sf-node::after{content:'';position:absolute;left:50%;bottom:-1.7rem;width:2px;height:1.7rem;background:var(--line);transform:translateX(-50%)}
.sf-node:last-child::after{display:none}
.sf-node.key{border-left:4px solid var(--gold)}
.sf-node h4{font-size:1rem;margin:.35rem 0 .3rem}
.sf-node p{font-size:.85rem;color:var(--muted);line-height:1.5}
.sf-tag{display:inline-block;font-size:.64rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--gold-deep);background:var(--gold-pale);padding:.2rem .55rem;border-radius:5px}
.sf-branch{display:flex;gap:.7rem;justify-content:center;margin:-.5rem 0 1.7rem;position:relative;flex-wrap:wrap}
.sf-branch::after{content:'';position:absolute;left:50%;bottom:-1.7rem;width:2px;height:1.7rem;background:var(--line);transform:translateX(-50%)}
.sf-yes,.sf-no{font-size:.76rem;font-weight:600;padding:.4rem .85rem;border-radius:var(--r-pill);border:1px solid var(--line)}
.sf-yes{background:#eef6ef;color:#2f6b43;border-color:#cfe6d4}
.sf-no{background:#fff;color:var(--navy)}

.tbl-wrap{overflow-x:auto}
.rtable{width:100%;border-collapse:collapse;font-size:.88rem;background:#fff;border:1px solid var(--line);border-radius:var(--r-md);overflow:hidden}
.rtable th{background:var(--navy);color:#fff;text-align:left;padding:.7rem .9rem;font-size:.72rem;letter-spacing:.05em;text-transform:uppercase;font-weight:600}
.rtable td{padding:.7rem .9rem;border-top:1px solid var(--line);color:var(--ink-soft);vertical-align:top}
.rtable tr:nth-child(even) td{background:var(--cream)}
.rtable td b{color:var(--navy)}

.casc{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:1rem}
.casc-item{background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);border-radius:var(--r-md);padding:1.1rem}
.casc-item .d{font-weight:700;color:var(--gold-deep);font-size:.86rem;margin-bottom:.35rem}
.casc-item p{font-size:.85rem;color:var(--muted);line-height:1.5}

.dual{display:grid;grid-template-columns:1fr 1fr;gap:1.4rem}
.dual .box{background:#fff;border:1px solid var(--line);border-radius:var(--r-md);padding:1.4rem}
.dual .box h4{margin-bottom:.7rem}
.dual .box ul{margin:0;padding-left:1.1rem}
.dual .box li{font-size:.88rem;color:var(--ink-soft);margin-bottom:.5rem;line-height:1.5}
@media(max-width:680px){.dual{grid-template-columns:1fr}}

.faq{max-width:760px;margin:0 auto}
.faq details{background:#fff;border:1px solid var(--line);border-radius:var(--r-md);margin-bottom:.7rem;padding:0 1.1rem}
.faq summary{cursor:pointer;font-weight:600;color:var(--navy);padding:1rem 0;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:1rem;font-size:.94rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:'+';color:var(--gold-deep);font-size:1.3rem;font-weight:400;flex-shrink:0}
.faq details[open] summary::after{content:'\2212'}
.faq details p{font-size:.89rem;color:var(--muted);line-height:1.6;padding:0 0 1.1rem;margin:0}

.dlband{background:linear-gradient(140deg,var(--navy),var(--navy-deep));border-radius:var(--r-lg);padding:clamp(1.6rem,4vw,2.4rem);color:#fff;display:flex;align-items:center;justify-content:space-between;gap:1.4rem;flex-wrap:wrap}
.dlband h3{color:#fff;font-size:1.25rem;margin-bottom:.3rem}
.dlband p{color:rgba(255,255,255,.82);font-size:.9rem;max-width:48ch;margin:0}

/* ===== SARS disputes reorder (v12) ===== */
.ic-cards.four{grid-template-columns:repeat(4,1fr)}
@media(max-width:900px){.ic-cards.four{grid-template-columns:repeat(2,1fr)}}
@media(max-width:520px){.ic-cards.four{grid-template-columns:1fr}}

a.sf-node{display:block;text-decoration:none;color:inherit;cursor:pointer}
a.sf-node::before{content:'\203A';position:absolute;top:.85rem;right:1.05rem;color:var(--faint);font-size:1.3rem;line-height:1}
a.sf-node:hover{border-color:var(--gold);box-shadow:var(--sh-sm)}
a.sf-node:hover::before{color:var(--gold-deep)}

.statband.compact{padding:clamp(1.8rem,3.5vw,2.6rem) 0}
.statband.compact .stat .n{font-size:clamp(1.5rem,3vw,2rem)}
.statband.compact .section-head{margin-bottom:1.1rem}

.tools-2{display:grid;grid-template-columns:1fr 1fr;gap:1.4rem;align-items:start}
.tools-2 .tool h3{font-size:1.05rem;margin-bottom:.2rem}
.tools-2 .tool-sub{font-size:.84rem;color:var(--muted);margin-bottom:.9rem}
.tools-2 .calc{max-width:none;margin:0;padding:1.4rem;border-radius:var(--r-lg)}
.tools-2 .calc-grid{grid-template-columns:1fr;gap:1.1rem}
.tools-2 .calc-out{padding:1.1rem}
.tools-2 .calc-out .big{font-size:1.6rem}
.tools-2 .calc-disc{text-align:left;margin-top:1rem}
#deadline{scroll-margin-top:84px}
@media(max-width:880px){.tools-2{grid-template-columns:1fr}}

/* ===== SARS split + polish (v13) ===== */
.phero.center{text-align:center}
.phero.center .crumb{justify-content:center}
.phero.center p{margin-left:auto;margin-right:auto}
.phero.center .hero-ctas{justify-content:center}

/* richer "what we handle" cards */
.ic-card{position:relative;overflow:hidden;padding:1.5rem 1.3rem}
.ic-card::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--gold),var(--gold-soft));transform:scaleX(0);transform-origin:left;transition:transform .25s}
.ic-card:hover::before{transform:scaleX(1)}
.ic-card .ic{width:52px;height:52px;border-radius:14px}
.ic-card .ic svg{width:25px;height:25px}

/* deadlines band centred */
.statband .section-head,.statband .stat-grid{text-align:center}

/* graphic flowchart */
.dflow{max-width:560px;margin:0 auto}
.df-step{display:flex;gap:1rem;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--r-md);padding:.95rem 1.1rem;text-decoration:none;color:inherit;transition:.18s}
.df-step:hover{border-color:var(--gold);box-shadow:var(--sh-sm);transform:translateX(2px)}
.df-step.key{border-left:4px solid var(--gold)}
.df-n{flex-shrink:0;width:36px;height:36px;border-radius:50%;background:linear-gradient(140deg,var(--navy),var(--navy-700));color:var(--gold-soft);font-weight:700;display:grid;place-items:center;font-size:1rem}
.df-c{display:flex;flex-direction:column}
.df-c b{color:var(--navy);font-size:.96rem;line-height:1.25}
.df-c em{font-style:normal;font-size:.78rem;color:var(--muted);margin-top:.15rem}
.df-step .df-go{margin-left:auto;color:var(--faint);font-size:1.4rem;line-height:1;flex-shrink:0}
.df-step:hover .df-go{color:var(--gold-deep)}
.df-arr{text-align:center;color:var(--gold);font-size:1.15rem;line-height:1;margin:.25rem 0}
.df-off{margin:.05rem 0 .05rem 3rem}
.df-off span{display:inline-block;font-size:.78rem;font-weight:600;color:#2f6b43;background:#eef6ef;border:1px solid #cfe6d4;border-radius:var(--r-pill);padding:.32rem .85rem}
.df-note{text-align:center;font-size:.82rem;color:var(--muted);margin-top:1.2rem}

/* tools symmetrical */
.tools-2{align-items:stretch}
.tools-2 .tool{display:flex;flex-direction:column}
.tools-2 .tool .calc{height:100%}

/* ===== Resources / guides library (v14) ===== */
.guides-hero-stats{display:flex;flex-wrap:wrap;gap:.6rem;margin-top:1.5rem}
.guides-hero-stats span{font-size:.8rem;font-weight:600;color:#fff;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.22);border-radius:var(--r-pill);padding:.42rem .95rem}
.res-group{margin-bottom:clamp(2.6rem,5.5vw,4.2rem)}
.gcard-grid{display:flex;flex-wrap:wrap;gap:1.5rem;justify-content:center}
.gcard{flex:0 1 300px;max-width:330px;display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;text-decoration:none;color:inherit;box-shadow:var(--sh-xs);transition:transform .2s,box-shadow .2s,border-color .2s}
.gcard:hover{transform:translateY(-5px);box-shadow:var(--sh-md);border-color:transparent}
.gcard-cover{aspect-ratio:1/1.3;overflow:hidden;background:var(--cream);border-bottom:1px solid var(--line)}
.gcard-cover img{width:100%;height:100%;object-fit:cover;object-position:top center;display:block;transition:transform .35s}
.gcard:hover .gcard-cover img{transform:scale(1.035)}
.gcard-body{padding:1.2rem 1.25rem 1.35rem;display:flex;flex-direction:column;flex-grow:1}
.gcard-body h4{font-size:1rem;margin-bottom:.4rem;color:var(--navy)}
.gcard-body p{font-size:.85rem;color:var(--muted);line-height:1.5;flex-grow:1;margin-bottom:.9rem}
.gcard-dl{display:inline-flex;align-items:center;gap:.4rem;font-weight:600;font-size:.84rem;color:var(--gold-deep)}
.gcard:hover .gcard-dl{color:var(--gold)}
.gcard-meta{font-size:.72rem;color:var(--faint);margin-top:.5rem}
.res-disclaimer{max-width:660px;margin:0 auto;text-align:center;font-size:.85rem;color:var(--muted);line-height:1.65}

/* ===== Resources library v2 — compact 2-col directory (v15) ===== */
.phero.center .guides-hero-stats{justify-content:center}
.lib{display:grid;grid-template-columns:1fr 1fr;gap:clamp(1.8rem,4vw,3rem) clamp(2rem,5vw,4rem)}
@media(max-width:760px){.lib{grid-template-columns:1fr}}
.lib-cat h3{text-align:center;font-size:1.12rem;color:var(--navy);margin-bottom:.25rem}
.lib-cat .cat-intro{text-align:center;font-size:.85rem;color:var(--muted);line-height:1.5;margin:0 auto 1.05rem;max-width:44ch}
.glist{display:flex;flex-direction:column;gap:.65rem}
.grow{display:flex;gap:.9rem;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--r-md);padding:.7rem .85rem;text-decoration:none;color:inherit;transition:transform .18s,box-shadow .18s,border-color .18s}
.grow:hover{border-color:var(--gold);box-shadow:var(--sh-sm);transform:translateX(3px)}
.grow-cover{width:52px;flex-shrink:0;aspect-ratio:1/1.4;border-radius:6px;overflow:hidden;border:1px solid var(--line);background:var(--cream)}
.grow-cover img{width:100%;height:100%;object-fit:cover;object-position:top center;display:block}
.grow-body{min-width:0;flex:1}
.grow-body h4{font-size:.9rem;color:var(--navy);margin-bottom:.12rem;line-height:1.25}
.grow-body p{font-size:.78rem;color:var(--muted);line-height:1.4;margin:0}
.grow-dl{font-size:.74rem;font-weight:600;color:var(--gold-deep);margin-top:.3rem;display:inline-block}
.grow:hover .grow-dl{color:var(--gold)}

/* ===== Tools directory (v16) ===== */
.tool-feature{display:flex;align-items:center;gap:1.1rem;background:linear-gradient(140deg,var(--navy),var(--navy-deep));color:#fff;border-radius:var(--r-lg);padding:1.3rem 1.5rem;text-decoration:none;margin-bottom:1.5rem;transition:transform .2s,box-shadow .2s}
.tool-feature:hover{transform:translateY(-3px);box-shadow:var(--sh-md)}
.tool-feature .tf-ic{width:48px;height:48px;border-radius:12px;background:rgba(255,255,255,.12);display:grid;place-items:center;flex-shrink:0}
.tool-feature .tf-ic svg{width:24px;height:24px;stroke:var(--gold-soft);fill:none;stroke-width:1.7}
.tool-feature .tf-h{display:block;font-weight:700;font-size:1.05rem;color:#fff}
.tool-feature .tf-1{display:block;font-size:.85rem;color:rgba(255,255,255,.82);margin-top:.15rem}
.tool-feature .tf-go{margin-left:auto;font-weight:600;color:var(--gold-soft);white-space:nowrap;flex-shrink:0}
@media(max-width:560px){.tool-feature .tf-go{display:none}}

.tool-grid{display:grid;grid-template-columns:1fr 1fr;gap:1rem;align-items:start}
@media(max-width:760px){.tool-grid{grid-template-columns:1fr}}
.tool-acc{background:#fff;border:1px solid var(--line);border-radius:var(--r-md);transition:box-shadow .18s,border-color .18s}
.tool-acc[open]{box-shadow:var(--sh-sm);border-color:transparent}
.tool-acc>summary{list-style:none;cursor:pointer;display:flex;gap:.85rem;align-items:flex-start;padding:1rem 1.1rem}
.tool-acc>summary::-webkit-details-marker{display:none}
.tool-acc>summary::after{content:'+';margin-left:auto;color:var(--gold-deep);font-size:1.35rem;line-height:1;flex-shrink:0}
.tool-acc[open]>summary::after{content:'\2212'}
.tool-acc .t-ic{width:40px;height:40px;border-radius:10px;background:linear-gradient(140deg,var(--navy),var(--navy-700));display:grid;place-items:center;flex-shrink:0}
.tool-acc .t-ic svg{width:20px;height:20px;stroke:var(--gold-soft);fill:none;stroke-width:1.7}
.tool-acc .t-meta{display:flex;flex-direction:column}
.tool-acc .t-h{font-size:.95rem;color:var(--navy);font-weight:600;line-height:1.25}
.tool-acc .t-1{font-size:.8rem;color:var(--muted);line-height:1.4;margin-top:.12rem}
.tool-acc .t-body{padding:0 1.1rem 1.2rem}
.tool-acc .calc{border:none;box-shadow:none;padding:0;max-width:none;margin:.1rem 0 0}
.tool-acc .calc-grid{grid-template-columns:1fr;gap:1rem}
.tool-acc .calc-intro{margin-top:0}

/* ===== Insights: compact card graphic (v17) ===== */
.nl-thumb{aspect-ratio:auto;height:56px;padding:0 .9rem;align-items:center}
.nl-thumb .mk{display:none}
.nl-thumb .cat{position:relative;top:auto;left:auto}
.nl-thumb .ico{width:46px;height:46px;right:-4px;bottom:-6px;opacity:.15}
.nl-body{padding:1rem 1.1rem 1.15rem}
.nl-card h4{font-size:.96rem}

/* ===== Wealth: Anchor partnership (v18) ===== */
.partner-band{display:flex;align-items:center;gap:1.3rem;flex-wrap:wrap;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:1.1rem 1.4rem;box-shadow:var(--sh-xs)}
.partner-band .pb-logo{height:38px;width:auto;flex-shrink:0}
.partner-band .pb-tx{flex:1;min-width:220px;font-size:.9rem;color:var(--ink-soft);margin:0}
.partner-band .pb-tx b{color:var(--navy)}
.combine{display:flex;align-items:stretch;justify-content:center;gap:1rem;flex-wrap:wrap;max-width:880px;margin:0 auto}
.combine-card{flex:1 1 220px;max-width:280px;background:#fff;border:1px solid var(--line);border-radius:var(--r-md);padding:1.1rem 1.2rem;text-align:center;box-shadow:var(--sh-xs)}
.combine-card b{display:block;color:var(--navy);font-size:1rem;margin-bottom:.2rem}
.combine-card span{font-size:.82rem;color:var(--muted);line-height:1.4}
.combine-card.gold{background:linear-gradient(140deg,var(--navy),var(--navy-deep));border-color:transparent}
.combine-card.gold b{color:#fff}.combine-card.gold span{color:rgba(255,255,255,.82)}
.combine-op{align-self:center;font-size:1.6rem;font-weight:700;color:var(--gold-deep)}
@media(max-width:640px){.combine-op{display:none}.combine-card{max-width:none}}
.rfeed{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:1rem}
.rcard{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--r-md);padding:1.1rem 1.2rem;text-decoration:none;color:inherit;transition:transform .18s,box-shadow .18s,border-color .18s}
.rcard:hover{transform:translateY(-3px);box-shadow:var(--sh-sm);border-color:transparent}
.rcard .rtag{font-size:.6rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-deep);background:var(--gold-pale);padding:.22rem .55rem;border-radius:5px;align-self:flex-start}
.rcard .rdate{font-size:.74rem;color:var(--faint);margin:.6rem 0 .25rem}
.rcard h4{font-size:.92rem;color:var(--navy);line-height:1.3;margin-bottom:.7rem;flex-grow:1}
.rcard .btn-text{font-size:.8rem}

/* ===== Wealth page layout tightening (v19) ===== */
.pg-wealth section{padding-top:clamp(1.7rem,3.2vw,2.6rem);padding-bottom:clamp(1.7rem,3.2vw,2.6rem)}
.pg-wealth .section-head{margin-bottom:clamp(1.1rem,2.4vw,1.7rem)}
.ic-cards.c3{grid-template-columns:repeat(3,1fr)}
.ic-cards.c5{grid-template-columns:repeat(5,1fr)}
@media(max-width:860px){.ic-cards.c3{grid-template-columns:repeat(2,1fr)}.ic-cards.c5{grid-template-columns:repeat(3,1fr)}}
@media(max-width:600px){.ic-cards.c3,.ic-cards.c5{grid-template-columns:1fr}}

/* ===== About: management team (v20) ===== */
.team-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1.2rem;max-width:720px;margin:1.6rem auto 0}
@media(max-width:560px){.team-grid{grid-template-columns:1fr}}
.tmember{display:flex;gap:1rem;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:1.1rem 1.2rem;box-shadow:var(--sh-xs)}
.tmember img{width:62px;height:62px;border-radius:50%;flex-shrink:0;object-fit:cover}
.tmember h4{font-size:1rem;color:var(--navy);margin-bottom:.05rem}
.tmember .role{font-size:.76rem;color:var(--gold-deep);font-weight:600}
.tmember p{font-size:.82rem;color:var(--muted);margin-top:.35rem;line-height:1.45}
.team-fn{max-width:760px;margin:1.7rem auto 0;text-align:center}
.team-fn p{color:var(--muted);font-size:.9rem;margin-bottom:.8rem}
.team-fn .chips{justify-content:center}

/* ===== Legal pages (v21) ===== */
.legal{max-width:820px;margin:0 auto}
.legal h2{font-size:1.15rem;color:var(--navy);margin:1.8rem 0 .5rem}
.legal h2:first-child{margin-top:0}
.legal h3{font-size:.98rem;color:var(--gold-deep);margin:1.2rem 0 .35rem}
.legal p,.legal li{font-size:.92rem;color:var(--ink-soft);line-height:1.65}
.legal ul{margin:.4rem 0 .4rem 1.1rem}
.legal li{margin-bottom:.35rem}
.legal .lupd{font-size:.8rem;color:var(--faint);margin-bottom:1.4rem}
.legal table.rtable{margin:.6rem 0}

/* ===== Dropdown mega-nav + search (v22) ===== */
section[id]{scroll-margin-top:84px}
.nav-item{position:relative;display:inline-flex;align-items:center}
.nav-item.has-sub>a::after{content:'';width:6px;height:6px;border-right:1.6px solid currentColor;border-bottom:1.6px solid currentColor;transform:rotate(45deg);margin-left:.4rem;opacity:.55;position:relative;top:-1px}
.nav-sub{position:absolute;top:100%;left:50%;transform:translateX(-50%) translateY(8px);min-width:230px;background:#fff;border:1px solid var(--line);border-radius:var(--r-md);box-shadow:var(--sh-md);padding:.45rem;opacity:0;visibility:hidden;transition:opacity .16s,transform .16s,visibility .16s;z-index:1001;display:flex;flex-direction:column}
.nav-item.has-sub:hover .nav-sub,.nav-item.has-sub:focus-within .nav-sub{opacity:1;visibility:visible;transform:translateX(-50%) translateY(2px)}
.nav-sub a{padding:.5rem .7rem;border-radius:var(--r-sm);font-size:.82rem;font-weight:500;color:var(--ink-soft);white-space:nowrap}
.nav-sub a:hover{background:var(--cream);color:var(--navy)}
.nav-sub a::after{display:none !important}
.nav-search{background:none;border:1px solid var(--line);border-radius:var(--r-pill);width:34px;height:34px;display:grid;place-items:center;cursor:pointer;color:var(--navy);flex-shrink:0;transition:.16s}
.nav-search:hover{border-color:var(--gold);color:var(--gold-deep)}
.nav-search svg{width:16px;height:16px;stroke:currentColor;fill:none;stroke-width:2}
.search-modal{position:fixed;inset:0;z-index:2000;background:rgba(16,40,58,.45);display:none;align-items:flex-start;justify-content:center;padding:12vh 1rem 2rem}
.search-modal.open{display:flex}
.search-box{background:#fff;border-radius:var(--r-lg);box-shadow:var(--sh-lg);width:100%;max-width:620px;overflow:hidden;animation:popin .18s ease}
@keyframes popin{from{opacity:0;transform:translateY(-8px)}to{opacity:1;transform:none}}
.search-box input{width:100%;border:none;border-bottom:1px solid var(--line);padding:1.05rem 1.3rem;font:inherit;font-size:1.05rem;color:var(--ink);outline:none}
.search-results{max-height:52vh;overflow-y:auto;padding:.4rem}
.search-results a{display:flex;flex-direction:column;gap:.1rem;padding:.55rem .8rem;border-radius:var(--r-sm);text-decoration:none}
.search-results a:hover,.search-results a.sel{background:var(--cream)}
.search-results .st{font-weight:600;color:var(--navy);font-size:.92rem}
.search-results .sd{font-size:.76rem;color:var(--faint)}
.search-empty{padding:1rem 1.3rem;color:var(--muted);font-size:.9rem}
.search-foot{padding:.55rem 1.3rem;border-top:1px solid var(--line);font-size:.72rem;color:var(--faint)}
@media(max-width:980px){
  .nav-item{display:block;width:100%}
  .nav-sub{position:static;transform:none;opacity:1;visibility:visible;box-shadow:none;border:none;padding:.1rem 0 .5rem 1rem;min-width:0}
  .nav-item.has-sub>a::after{display:none}
  .nav-sub a{font-size:.82rem;color:var(--muted);padding:.45rem .2rem}
}

/* ===== Footer social links (v23) ===== */
.foot-social{display:flex;gap:.6rem;margin-top:1.15rem}
.foot-social a{width:36px;height:36px;display:grid;place-items:center;border-radius:50%;background:rgba(255,255,255,.09);color:#fff;transition:background .16s,color .16s,transform .16s}
.foot-social a:hover{background:var(--gold);color:var(--navy-deep);transform:translateY(-2px)}
.foot-social svg{width:18px;height:18px}

/* ===== Careers page + cream bg fix (v24) ===== */
.bg-cream{background:var(--cream)}
.ticks{list-style:none;margin:.4rem 0 0;padding:0}
.ticks li{position:relative;padding:.32rem 0 .32rem 1.7rem;color:var(--ink-soft);font-size:.9rem;line-height:1.5}
.ticks li::before{content:'';position:absolute;left:0;top:.62rem;width:11px;height:6px;border-left:2px solid var(--gold-deep);border-bottom:2px solid var(--gold-deep);transform:rotate(-45deg)}
.form-wrap{max-width:680px;margin:0 auto}
.form input[type=file]{width:100%;padding:.7rem .8rem;border:1px dashed var(--line);border-radius:var(--r-sm);background:#fff;font:inherit;font-size:.9rem;color:var(--ink-soft);cursor:pointer}
.form input[type=file]:hover{border-color:var(--gold)}
.form input[type=file]::file-selector-button{font:inherit;font-weight:600;font-size:.82rem;margin-right:.8rem;padding:.45rem .9rem;border:none;border-radius:var(--r-pill);background:var(--navy);color:#fff;cursor:pointer}
.form input[type=file]::file-selector-button:hover{background:var(--gold);color:var(--navy-deep)}

/* ===== Careers partner note (v25) ===== */
.pnote{display:flex;gap:clamp(1.2rem,3vw,2.2rem);align-items:center;background:var(--cream);border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:var(--r-lg);padding:clamp(1.4rem,3.2vw,2.3rem)}
.pnote-photo{width:96px;height:96px;border-radius:50%;object-fit:cover;flex-shrink:0;box-shadow:var(--sh-sm)}
.pnote-body .eyebrow{margin-bottom:.3rem}
.pnote-body p{color:var(--ink-soft);font-size:1.05rem;line-height:1.65;margin:.35rem 0 .9rem;font-style:italic}
.pnote-sign{font-weight:700;color:var(--navy);font-size:.95rem}
.pnote-sign span{display:block;font-weight:500;font-size:.8rem;color:var(--muted);margin-top:.15rem}
@media(max-width:620px){.pnote{flex-direction:column;text-align:center}}

/* ===== Hero social links (v26) ===== */
.hero-social{display:flex;align-items:center;gap:.7rem;margin-top:1.5rem;flex-wrap:wrap}
.hero-social span{color:rgba(255,255,255,.72);font-size:.78rem;font-weight:600;letter-spacing:.05em;text-transform:uppercase}
.hero-social a{width:36px;height:36px;display:grid;place-items:center;border-radius:50%;background:rgba(255,255,255,.12);color:#fff;transition:background .16s,color .16s,transform .16s}
.hero-social a:hover{background:var(--gold);color:var(--navy-deep);transform:translateY(-2px)}
.hero-social svg{width:18px;height:18px}

/* ===== v27: shrink home hero + compact careers partner note ===== */
/* Home hero: remove tall viewport min-height, size to content like inner banners */
.hero{min-height:0;padding-top:clamp(5rem,8vw,6.2rem);padding-bottom:clamp(2rem,3.6vw,2.8rem)}
.hero-logo{width:clamp(170px,20vw,230px);margin-bottom:.85rem}
.hero h1{font-size:clamp(1.85rem,3.2vw,2.5rem);margin-bottom:.7rem}
.hero-sub{margin-bottom:1.1rem;font-size:.98rem}
.hero-ctas{gap:.6rem}
.hero-social{margin-top:1rem}
@media(max-width:860px){.hero{min-height:0;padding-top:clamp(4.8rem,14vw,5.4rem);padding-bottom:clamp(1.6rem,5vw,2.2rem)}}
@media(max-width:600px){.hero{padding-top:4.6rem;padding-bottom:1.5rem}.hero-logo{width:clamp(150px,42vw,200px)}.hero h1{font-size:clamp(1.65rem,6vw,2.1rem)}.hero-sub{font-size:.92rem;margin-bottom:.95rem}}

/* Careers partner note: more compact */
.pnote{max-width:800px;margin:0 auto;padding:clamp(1.1rem,2.4vw,1.6rem);gap:clamp(1rem,2.4vw,1.5rem)}
.pnote-photo{width:72px;height:72px}
.pnote-body p{font-size:.92rem;line-height:1.55;margin:.3rem 0 .7rem}
.pnote-sign{font-size:.88rem}
.pnote-sign span{font-size:.76rem}

/* ===== v28: trim home hero further ===== */
.hero{padding-top:clamp(4.4rem,6vw,5.2rem);padding-bottom:clamp(1.5rem,2.6vw,2.1rem)}
.hero-logo{width:clamp(150px,17vw,200px);margin-bottom:.65rem}
.hero h1{font-size:clamp(1.7rem,2.8vw,2.2rem);margin-bottom:.55rem}
.hero-sub{margin-bottom:.9rem;font-size:.95rem;line-height:1.55}
.hero-social{margin-top:.85rem}
@media(max-width:600px){.hero{padding-top:4.3rem;padding-bottom:1.25rem}.hero-logo{width:clamp(140px,38vw,180px)}.hero h1{font-size:clamp(1.55rem,5.4vw,1.95rem)}}

/* ===== v29: clickable hero stat chips ===== */
.guides-hero-stats a{font-size:.8rem;font-weight:600;color:#fff;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.22);border-radius:var(--r-pill);padding:.42rem .95rem;text-decoration:none;transition:background .16s,border-color .16s,transform .16s}
.guides-hero-stats a:hover{background:var(--gold);border-color:var(--gold);color:var(--navy-deep);transform:translateY(-1px)}

/* ===== v30: visual rhythm (Option A) ===== */
/* Subtle gold motif under centred section eyebrows */
.section-head.center .eyebrow.center{position:relative;display:inline-block;padding-bottom:.6rem}
.section-head.center .eyebrow.center::after{content:'';position:absolute;left:50%;bottom:0;transform:translateX(-50%);width:32px;height:2px;background:var(--gold);border-radius:2px;opacity:.9}

/* Pull-quote to break dense prose */
.pq-sec{padding:clamp(1.8rem,4vw,3rem) 0}
.pullquote{max-width:900px;margin:0 auto;text-align:center;padding:0 clamp(1rem,4vw,2.5rem);border:0}
.pullquote .pq-mark{display:block;font-family:Georgia,'Times New Roman',serif;font-size:3.2rem;line-height:.7;color:var(--gold);margin-bottom:.5rem}
.pullquote p{font-size:clamp(1.3rem,2.7vw,1.85rem);line-height:1.4;font-weight:600;color:var(--navy);letter-spacing:-.01em;margin:0}
.pullquote cite{display:block;margin-top:1.1rem;font-style:normal;font-weight:600;font-size:.84rem;color:var(--muted)}

/* Compact key-stat strip (lighter than full stat band) */
.ks-sec{padding:0 0 clamp(1rem,2.5vw,1.8rem)}
.keystat{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden}
.keystat>div{background:#fff;padding:clamp(1.1rem,2.4vw,1.5rem) 1rem;text-align:center}
.keystat .kn{font-size:clamp(1.55rem,3vw,2.1rem);font-weight:700;color:var(--gold-deep);line-height:1}
.keystat .kl{font-size:.79rem;color:var(--muted);margin-top:.4rem;line-height:1.35}

/* Connector line behind the numbered approach steps (desktop) */
.steps{position:relative}
@media(min-width:1000px){.steps::before{content:'';position:absolute;top:1px;left:9%;right:9%;height:2px;background:linear-gradient(90deg,transparent,var(--gold-soft) 18%,var(--gold-soft) 82%,transparent);z-index:0}.step{z-index:1}}

/* ===== v31: larger hero logo ===== */
.hero-logo{width:clamp(230px,25vw,310px);margin-bottom:1rem}
@media(max-width:600px){.hero-logo{width:clamp(190px,52vw,250px)}}

/* ===== v32: services 2-up card grid ===== */
.svc-section{padding:clamp(1.4rem,3vw,2.4rem) 0 clamp(2rem,5vw,3.4rem)}
.svc-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(1rem,2.2vw,1.5rem);align-items:stretch}
.svc-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(1.2rem,2.4vw,1.6rem);box-shadow:var(--sh-xs);scroll-margin-top:90px;transition:box-shadow .18s,transform .18s}
.svc-card:hover{box-shadow:var(--sh-sm);transform:translateY(-2px)}
.svc-card .svc-inner{display:block}
.svc-card .svc-aside{position:static}
.svc-card .svc-aside-img{aspect-ratio:16/6;margin-bottom:.85rem}
.svc-card .svc-aside .ic{width:42px;height:42px;border-radius:10px;margin-bottom:.55rem}
.svc-card .svc-aside .ic svg{width:20px;height:20px}
.svc-card h3{font-size:1.15rem;margin-bottom:.2rem}
.svc-card .svc-aside .meta{margin:.45rem 0 0}
.svc-card .svc-main{margin-top:.85rem}
.svc-card .svc-tagline{font-size:1rem;margin-bottom:.55rem}
.svc-card .svc-main>p{font-size:.89rem;color:var(--muted);line-height:1.6}
.svc-card .duo{grid-template-columns:1fr 1fr;gap:.8rem;margin:.95rem 0}
.svc-card .mini{padding:.85rem 1rem}
.svc-card .mini li{font-size:.82rem}
.svc-card .note{margin-top:.95rem;font-size:.84rem}
@media(max-width:900px){.svc-grid{grid-template-columns:1fr}}
@media(max-width:560px){.svc-card .duo{grid-template-columns:1fr}}

/* ===== v33: homepage compact service tiles (5-up) ===== */
.svc-tiles{display:grid;grid-template-columns:repeat(5,1fr);gap:.9rem;margin-top:clamp(1.6rem,3.5vw,2.4rem)}
.svc-tile{display:flex;flex-direction:column;align-items:center;text-align:center;gap:.65rem;padding:1.4rem .8rem;background:#fff;border:1px solid var(--line);border-radius:var(--r-md);text-decoration:none;transition:border-color .18s,box-shadow .18s,transform .18s}
.svc-tile:hover{border-color:var(--gold);box-shadow:var(--sh-sm);transform:translateY(-3px)}
.svc-tile-ic{width:48px;height:48px;border-radius:12px;background:linear-gradient(140deg,var(--navy),var(--navy-700));display:grid;place-items:center;flex-shrink:0}
.svc-tile-ic svg{width:23px;height:23px;stroke:var(--gold-soft);fill:none;stroke-width:1.7}
.svc-tile h3{font-size:.88rem;color:var(--navy);margin:0;line-height:1.3;font-weight:600}
@media(max-width:920px){.svc-tiles{grid-template-columns:repeat(3,1fr)}}
@media(max-width:560px){.svc-tiles{grid-template-columns:repeat(2,1fr);gap:.7rem}.svc-tile{padding:1.1rem .6rem}}

/* ===== v34: image tiles, expandable service cards, consulting frameworks ===== */
/* Homepage tiles now use service graphics as circular thumbnails */
.svc-tile-ic{width:64px;height:64px;border-radius:50%;overflow:hidden;background:var(--navy);box-shadow:0 2px 8px rgba(24,60,84,.14)}
.svc-tile-ic img{width:100%;height:100%;object-fit:cover;display:block}

/* Services page: expand-on-click detail keeps cards compact */
.svc-more{margin-top:.7rem;border-top:1px solid var(--line);padding-top:.2rem}
.svc-more>summary{cursor:pointer;list-style:none;font-weight:600;font-size:.85rem;color:var(--gold-deep);padding:.5rem 0;display:flex;align-items:center}
.svc-more>summary::-webkit-details-marker{display:none}
.svc-more>summary::after{content:'+';font-size:1.2rem;font-weight:400;margin-left:auto;line-height:1}
.svc-more[open]>summary::after{content:'\2212'}
.svc-more .duo{margin-top:.4rem}

/* Consulting frameworks chips */
.svc-frameworks{margin:.75rem 0 .2rem}
.svc-frameworks b{display:block;font-size:.68rem;letter-spacing:.09em;text-transform:uppercase;color:var(--navy);margin-bottom:.5rem}
.fw-chips{display:flex;flex-wrap:wrap;gap:.35rem}
.fw-chips span{font-size:.72rem;font-weight:600;color:var(--ink-soft);background:var(--cream);border:1px solid var(--line);border-radius:var(--r-pill);padding:.22rem .62rem}

/* ===== v35: even 5x2 quick-jump + centring utilities ===== */
.text-center{text-align:center}
.mt-lg{margin-top:clamp(1.6rem,3.5vw,2.4rem)}
.svc-jump .container{display:grid;grid-template-columns:repeat(5,1fr);gap:.6rem;padding:1.2rem 0}
.svc-jump a{display:flex;align-items:center;justify-content:center;text-align:center;font-size:.8rem;line-height:1.2}
@media(max-width:820px){.svc-jump .container{grid-template-columns:repeat(3,1fr)}}
@media(max-width:520px){.svc-jump .container{grid-template-columns:repeat(2,1fr)}}

/* ===== v36: real feed/newsletter images (icon fallback shows if absent/failed) ===== */
.nl-thumb .nl-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:3;display:block}
.nl-mini-thumb{position:relative;overflow:hidden}
.nl-mini-thumb .nl-mini-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:3;display:block}

/* ===== v37: feed cards with real images get a proper banner ===== */
.nl-thumb.has-img{aspect-ratio:16/9;height:auto;padding:0;align-items:stretch}
.nl-thumb.has-img .mk,.nl-thumb.has-img .cat,.nl-thumb.has-img .ico{display:none}
.nl-thumb.has-img .nl-img{position:static;width:100%;height:100%;object-fit:cover}

/* ===== v38: scene image bands (warmth / density break) ===== */
.scene-sec{padding:clamp(1.6rem,4vw,2.6rem) 0}
.scene-band{position:relative;border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--sh-md);margin:0}
.scene-band img{width:100%;height:clamp(220px,32vw,360px);object-fit:cover;display:block}
.scene-band figcaption{position:absolute;left:0;right:0;bottom:0;padding:clamp(1.1rem,3vw,1.9rem);background:linear-gradient(transparent,rgba(14,42,59,.85));color:#fff;font-weight:600;font-size:clamp(1.05rem,2.2vw,1.45rem);line-height:1.3}
.scene-band figcaption span{max-width:34ch;display:block}

/* ===== v39: compact, centred scene band (home) ===== */
.scene-band--compact img{height:clamp(150px,20vw,230px)}
.scene-band--compact figcaption{text-align:center;padding:clamp(.9rem,2.2vw,1.3rem)}
.scene-band--compact figcaption span{max-width:none;margin:0 auto}

/* ===== v40: Selected work (anonymised case studies) ===== */
.work-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(1rem,2.2vw,1.5rem)}
.work-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(1.2rem,2.4vw,1.6rem);box-shadow:var(--sh-xs)}
.work-tag{display:inline-block;font-size:.66rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--navy);background:var(--gold-soft);border-radius:var(--r-pill);padding:.26rem .7rem;margin-bottom:.7rem}
.work-card h4{font-size:1.05rem;color:var(--navy);margin-bottom:.6rem;line-height:1.3}
.work-card p{font-size:.86rem;color:var(--muted);line-height:1.55;margin-bottom:.5rem}
.work-card p:last-child{margin-bottom:0}
.work-card p b{color:var(--ink-soft)}
@media(max-width:760px){.work-grid{grid-template-columns:1fr}}

/* ===== v41: Selected work 3x2, more compact ===== */
.work-grid{grid-template-columns:repeat(3,1fr);gap:1rem}
.work-card{padding:clamp(1rem,1.7vw,1.25rem)}
.work-tag{font-size:.62rem;margin-bottom:.55rem;padding:.22rem .6rem}
.work-card h4{font-size:.97rem;margin-bottom:.5rem}
.work-card p{font-size:.8rem;line-height:1.5;margin-bottom:.45rem}
@media(max-width:900px){.work-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.work-grid{grid-template-columns:1fr}}

/* ===== v42: guide reading-time label ===== */
.grow-time{display:block;font-size:.72rem;font-style:italic;color:var(--faint);margin-top:.2rem}

/* ===== v43: featured (focal) calculator on Tools ===== */
.tool-feat{border:2px solid var(--gold);box-shadow:var(--sh-md);margin-bottom:1.5rem;border-radius:var(--r-lg)}
.tool-feat>summary{background:var(--gold-pale)}
.tool-feat>summary .t-h::after{content:'Most used';margin-left:.6rem;font-size:.6rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--navy-deep);background:var(--gold);border-radius:var(--r-pill);padding:.12rem .5rem;vertical-align:middle}

/* ===== v44: reading-time pinned bottom-right (keeps card height) ===== */
.grow{position:relative}
.grow-time{position:absolute;right:.85rem;bottom:.7rem;margin-top:0}

/* ===== v45: poster lightbox ===== */
.lb-overlay{position:fixed;inset:0;z-index:1000;background:rgba(11,30,43,.9);display:none;align-items:center;justify-content:center;padding:4vmin;cursor:zoom-out}
.lb-overlay.open{display:flex}
.lb-overlay .lb-img{max-width:92vw;max-height:90vh;border-radius:10px;box-shadow:0 24px 70px rgba(0,0,0,.55);cursor:default;background:#fff}
.lb-overlay .lb-close{position:absolute;top:1.1rem;right:1.3rem;width:46px;height:46px;border:0;border-radius:50%;background:rgba(255,255,255,.16);color:#fff;font-size:1.9rem;line-height:1;cursor:pointer;transition:background .2s}
.lb-overlay .lb-close:hover{background:rgba(255,255,255,.3)}
#firmUpdates .nl-thumb.has-img{cursor:zoom-in}

/* ===== v46: article content from the DotNews WordPress feed (Route B) — keep any post HTML on-brand ===== */
.article img{max-width:100%;height:auto;border-radius:var(--r-md);margin:1.2rem 0;display:block}
.article figure{margin:1.4rem 0}
.article figure figcaption{font-size:.85rem;color:var(--faint);margin-top:.4rem;text-align:center}
.article table{width:100%;border-collapse:collapse;margin:1.4rem 0;font-size:.92rem}
.article th,.article td{border:1px solid var(--line);padding:.5rem .7rem;text-align:left;vertical-align:top}
.article th{background:var(--cream);font-weight:600}
.article a{color:var(--navy);text-decoration:underline;text-underline-offset:2px}
.article a:hover{color:var(--gold-deep)}

/* v47 — DotNews article body: their content uses <h6> for section subheadings */
.article h4,.article h5,.article h6{margin:1.7rem 0 .7rem;font-size:1.08rem;line-height:1.35;color:var(--ink);font-weight:700}
.article blockquote p{margin:0}